Target Protection Plus

Comprehensive life protection and savings plan with a choice of policy term

Options of savings target or premium payment

Fixed premium during the term of the policy

Guaranteed cash bonus equivalent to 10% of the sum insured payable at the end of the term

Payment of annual dividends - you decide to cash in or reinvest

Should your death occur before the plan matures, your family will receive the savings target plus any dividends accrued into the plan as a death benefit

Choice of protection plan for 10, 15, 20, 25, 30 years or up to the age of 18

Choose to pay a single payment*, over 5 years, 10 years, 25 years or till the end of the term

No medical examination required if you are aged 50 or below, in good health, and the sum insured is not more than MOP1,200,000 or USD150,000

Future premiums will be waived until recovery in case of temporary disability for more than six months

For unemployment over 30 consecutive days, payment of premiums can be delayed for 365 days

Persons aged 60 or below are eligible to apply

Optional benefits including accidental death and dismemberment, female benefit, hospital cash, major illness, total and permanent disability cover and term protection

Guaranteed renewal at the end of the term, whatever your state of health

You can choose to convert the plan into another savings insurance plan at the end of the term regardless your health at the time