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Lifetime Protection Plus
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What is Lifetime Protection Plus? Whole life protection with savings A life insurance and savings plan that helps you protect your family against the possibility that you may not always be there Guaranteed savings during the term Fixed premium during the term of the policy Payment of annual dividends - you decide to cash in or reinvest Choose to pay a single payment*, over 5, 10 or 25 years, until age 65 or for the whole of your life No medical examination required if you are aged 50 or below, in good health, and the sum insured is not more than MOP1,200,000 or USD150,000 Choose to increase the sum insured by 5% each year for 10 years without the need for further underwriting Future premiums will be waived until recovery in case of temporary disability for more than six months For unemployment over 30 consecutive days, payment of premiums can be delayed for 365 days Persons aged 80 or below are eligible to apply Optional benefits including accidental death and dismemberment, female benefit, hospital cash, major illness, total and permanent disability cover and term protection
* If you cancel or change the policy, the balance of the single payment will be paid subject to a surrender charge at a scale determined by us from time to time.
Notes: All ages mentioned refer to the age of the insured at the next birthday. The above insurance plan is underwritten by HSBC Life (International) Limited, which is part of HSBC Insurance, the identity under which the HSBC Group’s insurance underwriting subsidiaries operate. HSBC Life (International) Limited is authorised and regulated by the Autoridade Monetaria de Macau to carry out long-term insurance business in the Macau SAR. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.
Lifetime Protection Plus gives you lifetime protection with savings to plan ahead for life's unexpected events.
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