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FirstCare
Information
What is FirstCare?
FirstCare provides extensive hospital and surgical cover so you don't need to worry about hospital costs becoming a strain on your family's finances. It also provides an optional benefit of supplementary major medical. Choose the cover you need at a budget you can afford and build a flexible policy that's right for you and your family.
Features
No medical examination required
Four levels of cover - Basic Plan, Essential Plan, Privilege Plan and Company Top-up Plan
Core in-patient benefit offering generous protection worldwide
Access to a remote second opinion service* from a leading US hospital (applicable to Essential Plan and Privilege Plan)
You can enjoy free medical service and critical illness check-up
Flexible selection of plans according to each individual need
10% discount for family enrolment
Free access to HSBC Insurance's Worldwide Assistance with 24-hour hotline for immediate help
Guaranteed lifetime renewal**
Credit facility for planned hospitalization***
You can enjoy a No Claim Discount
Even overseas treatments are covered plus 24-hour Worldwide Emergency and Medical Helpline
*This remote second opinion consultation service is provided by a medical service provider which is an independent contractor and is not an agent of HSBC Insurance (Asia) Limited or The Hongkong and Shanghai Banking Corporation Limited. HSBC Insurance (Asia) Limited or The Hongkong and Shanghai Banking Corporation Limited shall not be held responsible for any medical opinions given by the medical service provider.
**The premium rate and age groups are not guaranteed. The premium payable upon annual renewal and the terms of any renewal may not be the same as the expiring policy and will be determined by HSBC Insurance (Asia) Limited.
*** The issuance of the credit facility letter is subject to the final decision of HSBC Insurance (Asia) Limited.
Notes:
The above insurance plan is underwritten by HSBC Insurance (Asia) Limited, which is part of HSBC Insurance, the identity under which the HSBC's Group insurance underwriting subsidiaries operate
HSBC Insurance (Asia) Limited is authorized and regulated by the Monetary Authority of Macau to carry out general insurance business in the Macau SAR
The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorized by HSBC Insurance (Asia) Limited
The information shown is intended as a general summary. You should refer to the insurance policy for the detailed terms and conditions
