You are not logged on.
Term Protection Plan
Information
What is Term Protection Plan?
Term Protection Plan offers low-cost pure life protection and guarantees you are insurable for the rest of your life, and you get flexibility to choose policy term and sum insured that fit your particular situation.
Features
Change the protection level and policy term at any anniversary if required
Fixed premium during the term of the policy
Premium discounts are available for higher sum insured
Lump sum payment upon death
Fixed monthly or annual premiums
No medical examination required if you are aged 50 or below, in good health, and the sum insured is not more than MOP1,200,000 or USD150,000
Choose to increase the sum insured by 5% each year for 10 years without the need for further underwriting
Future premiums will be waived until recovery in case of temporary disability for more than six months
For unemployment over 30 consecutive days, payment of premiums can be delayed for 365 days
Persons between the ages of 19 and 60 are eligible to apply
Optional benefits including accidental death and dismemberment, total and permanent disability and major illness
Guaranteed renewal at the end of the term, whatever your state of health
Convertible to another life policy guaranteed. No health questions asked
Notes:
If you renew your term life insurance policy at term, the premium will be increased to reflect your age at the time
The above insurance plan is underwritten by HSBC Life (International) Limited, which is part of HSBC Insurance, the identity under which the HSBC Group’s insurance underwriting subsidiaries operate. HSBC Life (International) Limited is authorised and regulated by the Autoridade Monetaria de Macau to carry out long-term insurance business in the Macau SAR. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited
