Lifestyle Retirement Protection Plus

Retirement fund and lifelong protection - all in one plan

Guaranteed cash bonus equivalent to 50% of the sum insured paid as retirement fund when you reach the retirement age you select

Fixed premium during the term of the policy

Builds a guaranteed cash value and pays annual dividends throughout the policy term

Choice of payment term - single payment*, or 25 years or until the selected retirement age

No medical examination required if you are aged 50 or below, in good health, and the sum insured is not more than MOP1,200,000 or USD150,000

Choose to increase your sum insured by 5% each year for 10 years without the need for further underwriting. Each annual upgrade will generate its own guaranteed cash bonus and dividends to boost the total savings

Future premiums will be waived until recovery in case of temporary disability for more than six months

For unemployment over 30 consecutive days, payment of premiums can be delayed for 365 days

Persons aged between 19 and 55 are eligible to apply

Optional benefits including accidental death and dismemberment, female benefit, hospital cash, major illness, total and permanent disability cover and term protection