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RetireIncome Annuity Plan
Information
What is RetireIncome Annuity Plan?
RetireIncome Annuity Plan is an annuity plan that provides you with a stream of annuity payments as an additional source of funds in your retirement plus a life cover. This enables you to plan for your retirement with greater confidence
Features
An annuity plan with an accumulation period of 8 years, 10 years or up to age2 55, and you could enjoy an annuity period of 10 years
The premium is fixed at the start of the plan and guaranteed not to change
A guaranteed retirement bonus is payable at the end of the accumulation period to enhance your savings
Choose how you would like to receive your proceeds: fixed or rollover, or lump sum
No medical examination is required
The plan's death benefit will be paid in advance were you to be diagnosed with a disease which is likely to result in death within one year
For unemployment3 at least 30 consecutive days before the age2 of 65, payment of all premiums can be delayed up to 365 days and still enjoy the full protection of your policy
Optional protection including: waiver of premium, accidental death and dismemberment and critical illness
Persons aged1 between 19 and 70 are eligible to apply
Remarks
- Age means your age at your next birthday
- The policy anniversary at which you reach the specified age based on age at next birthday
- Available for policyholders aged between 19 and 64 at next birthday and holding Macau Identity Card
