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Monthly Investment Plan
Information
What is the Unit Trust Monthly Investment Plan?
Unit Trust Monthly Investment Plan is best suited to investors seeking to build an investment portfolio through regular monthly contributions. You can choose from a diversified range of Unit Trusts from HSBC or other prudently chosen fund houses to suit your investment needs. A fixed amount is debited from your account each month to purchase units of your selected Unit Trusts.
Who does it suit?
Customers who would like to build potential wealth through regular contributions into a Unit Trust in a flexible and hassle-free manner.
Features
Smooth out market volatility and benefit from the effects of Dollar Cost Averaging
Begin investing with as little as HKD1,000 per month
Change your contributions, fund allocations, and redeem Unit Trusts at any time, free of charge
A 1% discount on the initial charges for all future monthly contributions will be offered by the Bank after 12 monthly contributions to your UTMIP reaching the total of at least HKD65,000
Suggestions
Equity funds produce the greatest long-term investment returns, followed by bond funds. However, equity funds are normally more volatile than bond funds. Bond funds may be suitable for investors who are looking for steady income from their investments
Regional equity funds can be less risky than single-market equity funds, and their volatility is also lower
The longer the investment time horizon, the more risk your can tolerate
Note: Investment involves risks. Past performance is no guide to future performance. Investors should refer to the offering documents for further fund details and the risks involved.
