FirstCare provides extensive hospital and surgical cover so you don't need to worry about hospital costs becoming a strain on your family's finances. It also provides an optional benefit of supplementary major medical. Choose the cover you need at a budget you can afford and build a flexible policy that's right for you and your family.

	Features and benefits
		No medical examination required
		Four levels of cover - Basic Plan, Essential Plan, Privilege Plan and Company Top-up Plan
		Core in-patient benefit offering generous protection worldwide
		Access to a remote second opinion service* from a leading US hospital (applicable to Essential Plan and Privilege Plan)
		Flexible selection of plans according to each individual need
		10% discount for family enrolment
		Free access to HSBC Insurance's Worldwide Assistance with 24-hour hotline for immediate help
		Renewal is arranged automatically and is guaranteed** for life

 *This remote second opinion consultation service is provided by a medical service provider which is an independent contractor and is not an agent of HSBC Insurance (Asia) Limited or The Hongkong and Shanghai Banking Corporation Limited. HSBC Insurance (Asia) Limited or The Hongkong and Shanghai Banking Corporation Limited shall not be held responsible for any medical opinions given by the medical service provider.

 **The premium rate and age groups are not guaranteed. The premium payable upon annual renewal and the terms of any renewal may not be the same as the expiring policy and will be determined by HSBC Insurance (Asia) Limited.

	Need to know more?
		Call us now on (853) 8559 2256

      Important notes:

1. The above insurance plan is underwritten by HSBC Insurance (Asia) Limited, which is part of HSBC Insurance, the identity under which the HSBC's Group insurance underwriting subsidiaries operate.
2. HSBC Insurance (Asia) Limited is authorized and regulated by the Monetary Authority of Macau to carry out general insurance business in the Macau SAR.
3. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorized by HSBC Insurance (Asia) Limited.
4. The information shown is intended as a general summary. You should refer to the insurance policy for the detailed terms and conditions.

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