RetireEnrich Protection Plus is an annuity plan that provides a guaranteed fixed return to give you an additional source of fund in your retirement. To help you plan for your retirement with total confidence, it comes with a life cover that your capital invested is totally protected during the accumulation period.

	Features and benefits
		An annuity plan with an accumulation period of 8 or 12 years plus life cover
		A fixed or increasing* monthly annuity payment** for an annuity period of 10 years, 15 years or up to age 99
		Fixed premium during the term of the policy
		A choice to pay either over three years or the whole of the accumulation period
		Simple application process with no medical examination required
		Life cover to return at least the capital invested upon death during the accumulation period
		Death benefit to be paid in advance if you suffer from a terminal illness
		Future premiums will be waived until recovery in case of temporary disability for more than six months
		For unemployment over 30 consecutive days, payment of premiums can be delayed for 365 days
		Provide the designated beneficiary with a choice of continuing to receive the annuity payment till the end of the annuity period or receiving the death benefit in lump sum upon the life insured's death
		*You may choose to increase your monthly guaranteed annuity payment by 5% (based on the amount at the time of policy issue) each year in the first 10 years of the annuity period.
		**Annuity payment is consisted of guaranteed and non-guaranteed payment. The guaranteed payment is determined at the time of application while the non-guaranteed portion is determined by the amount of dividends accumulated by the end of the accumulation period and any projected dividend payable during the annuity period.
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