Lifestyle Retirement Protection Plus provides life insurance protection for the whole of your life and the security of a guaranteed retirement fund equivalent to 50% of the sum insured. You are free to choose the amount you want to support your retirement, when you want to retire (age 55, 60 or 65) and how you receive your income.

	Features and benefits
		Retirement fund an lifelong protection - all in one plan
		Choice of payment term - 5,10,25 years or until the selected retirement age
		Fixed premium during the term of the policy
		Guaranteed cash bonus equivalent to 50% of the sum insured paid as retirement fund when you reach the retirement age you select
		Builds a guaranteed cash value and pays annual dividends throughout the policy term
		No medical examination required if you are aged 50 or below, in good health, and the sum insured is not more than MOP1,200,000 or US$150,000
		Future premiums will be waived until recovery in case of temporary disability for more than six months
		For unemployment over 30 consecutive days, payment of premiums can be delayed for 365 days
		Choose to increase your sum insured by 5% each year for 10 years without the need for further underwriting. Each annual upgrade will generate its own guaranteed cash bonus and dividends to boost the total savings
		Optional benefits including accidental death and dismemberment, female benefit, hospital cash, major illness, total and permanent disability cover and term protection
	Need to know more?
		Call us now on (853) 8559 2161/ 8599 2191/ 8599 2139
		Make an appointment