By taking advantage of exchange rate movements in foreign currencies, Extra Yield Deposits allow you to earn higher interest than a normal time deposit, and enables you to maximise your wealth potential while meeting your foreign currency needs.

	Earn higher interest on your deposit
		Choose two currencies - a deposit currency and a linked currency including US dollar, Australian dollar, Canadian dollar, euro, pound sterling, New Zealand dollar, Japanese yen or Swiss franc to suit your need for foreign currency.
		Choose your own deposit period, from 1 month to six months.
		Minimum deposit amount of US$250,000 (or its equivalent in other currencies).
		At your choice of conversion rate, we will then quote an Extra Yield Deposit interest rate, which is fixed when the Extra Yield Deposit is placed.
	How the workings of Extra Yield Deposit affect your return
	When your Extra Yield Deposit matures, you will be paid in either your original deposit currency or linked currency, depending on the exchange rate on the fixing date (the fixing date will be set out in the Confirmation that will be given to you once your Extra Yield Deposit is placed, usually two business days before maturity).
	If your selected currencies move in the direction you anticipate, you will enjoy favourable returns as expected in the deposit currency. If they move in the other direction, you will still receive your principal and interest in the linked currency.
	Need to know more?
		Call us now on (853) 8599 2256
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