Unit trusts are a viable investment option as they utilise time and the power of compound interest to your advantage. They also enable investors to diversify their investments into different markets and investment instruments such as equities, bonds, foreign currencies and warrants/derivatives. Unit trusts are suitable for medium to long-term investment. They are managed by professional fund managers and have varying levels of risk and return for different investment goals.

	Why invest in unit trusts?
		Increase diversification and minimise risk - spread your investments across a range of sectors, or countries, with different levels of risk.
		Peace of mind - fund managers have access to information and research statistics from around the world so they are ideally positioned to identify investment opportunities.
		Easy access to markets - your money can be invested in local and overseas markets that may not be accessible to individual investors.
		Lower fees - a large number of investors participate in each fund, sharing the cost of making investments.
		Flexibility - you can buy and sell unit trusts on any dealing day (except on public holidays of the countries to which your fund is linked). Proceeds are normally paid within seven days.
		Invest at your own pace - you can invest a lump sum amount or set up a monthly investment plan as you wish.
		Easy payments - Payment can be made directly from your HSBC account, or by cheque, demand draft, telegraphic transfer or autopay.
		Security - your investment is safe. Assets are held by trustees or custodians, who operate independently from fund managers, and are registered offshore.
		Up-to-date information - You can obtain daily prices of unit trusts through branches, phonebanking, the Internet and newspapers. You can also keep track of your investment with your regular statements as well as fund information updates sent by mail.
	A wide range of unit trusts
	HSBC offers a range of unit trusts and mutual funds managed by HSBC Investments (Hong Kong) Ltd. and selected fund houses. You can choose a unit trust that suits your investment objectives, appetite for risk and return expectations.
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Note: Investment involves risks. Past performance is no guide to future performance. Investors should refer to the offering documents for further fund details and the risks involved.