Savings Account

Yes. After successfully applying for a credit card, as long as you complete the registration successfully on any day during the promotional period (only one registration is required) and deposit new funds during the promotion period to meet the minimum eligible incremental balance, you will be eligible for the credit card spending credit. After registration, the calculation of your eligible incremental balance will cover the entire promotional period.

No. Registration is limited to a primary credit card only. Eligible Credit Card(s) refers to Macau Pataca Visa and / or Hong Kong Dollar Visa and / or UnionPay Dual Currency Credit Cards personal primary credit cards issued by HSBC in Macau.

Withdrawals will reduce and impact your Average Daily TRB. Please manage your transactions appropriately to maintain the required average level (minimum eligible incremental balance of MOP 20,000 per month).

TRB of your personal joint account(s) will not be included in the calculation. TRB includes Macau Pataca and / or Hong Kong dollar deposits only in Eligible Account(s). To determine the overall TRB of an Eligible Customer, the applicable TRB of designated personal sole account(s) will be included in the calculation.

Yes, you are. The reward is calculated independently based on the month(s) in which you meet the requirements. As long as you achieve the minimum eligible incremental balance in a given month, that month will be counted. Month(s) that do not meet the requirements will not be counted and will not affect your eligibility in other month(s). Ultimately, the reward you receive will be calculated and disbursed based on the record of all months that meet the requirements.

The Credit Card spending credit will be credited to your first registered Eligible Credit Card in MOP or its equivalent within June 2026 upon satisfaction of the offer requirements. If you have registered multiple credit cards in different currencies, rewards will be credited to your eligible MOP credit card with priority.