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About HSBC Life

What does a promise mean to you? When it comes to the promise of protecting yourself, your family and the ones you love, nothing can be of more value.

At HSBC Life, it's more than just insurance we offer. We want to give you the key to stay true to your promises, no matter what stage of life you may be in or how your priorities may shift with time. Whether your promises are to look after your family, protect the things you already have, or to ensure the life you have today and that you'd aspire toward for the future is attainable, we have solutions to help you keep them. Because we all know: a promise is a promise.

Our Strength

HSBC Life (International) Limited ("HSBC Life") is part of the HSBC Group, and wholly owned by The Hongkong and Shanghai Banking Corporation Limited ("HSBC"). As one of the leading life insurers in Hong Kong, HSBC Life offers a wide range of life insurance products, including solutions to meet your protection, education, retirement, wealth growth and legacy planning needs.

We have been putting our customers first for generations, and creating solutions and services that are always inspired by your needs and focused on meeting them.

Macau financial district; image used for About HSBC Life "Insurer with market-leading share".

Insurer with market-leading share

HSBC Life came in first by market share in Annualised New Premiums (ANP) of new business in the life insurance market in Hong Kong in the second half of 20191. We are committed to being the life insurer of choice by consistently putting our customers' needs first.

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We're globally recognised

HSBC Life has a great track record in insurance and wealth management business. In Hong Kong, as a mark of our strong financial standing, we have consistently obtained an AA- financial strength rating for 2 years running since 2018 from Standard & Poor's2.

Light trails in the downtown; image used for About HSBC Life "Strong foundation and heritage".

Strong foundation and heritage

As part of the HSBC Group, we offer products and services backed by HSBC's sturdy financial standing, honed by over 150 years of experience offering financial and international services. At HSBC Life, we are focused on building trusted relationships. We will always share your vision to help you grow to the best of your potential.

Women shaking hands; image used for About HSBC Life "Professional team".

Professional team

Along with our team of experts, we are dedicated to providing you with the latest market updates, culminating in a wonderful customer experience fully aligned with your needs and expectations. Our goal is to make sure you gain the maximum benefits of our extensive experience in the industry.

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Diverse product portfolio

We offer comprehensive insurance solutions to individuals at every level of wealth. Our aim is to give your family peace of mind for today and tomorrow.

Two ladies happily looking at mobile phones; image used for About HSBC Life "Innovative digital platforms".

Innovative digital platforms

With digital innovation at the heart of our top priorities, we offer compelling and comprehensive services through digital channels.

Awards and Accolades

HSBC life(Internation) Limited-IifeInsurance Company.

Asia Insurance Industry Awards 2020:

  • Innovation of the year (Eldercare Programme)
  • Life Insurance Company of the year
Bloomberg Businessweek Financial Institution Awards 2020 - Excellence Performance - Insurance -Brand of the Year.

Bloomberg Businessweek Financial Institution Awards 2021:

  • Insurance - Brand of the Year
  • Insurance - Bancassurance Training Academy
  • Insurance - Digital Innovation
  • Insurance - Employee Benefit(Product)
  • Insurance - Health & Protection
  • Insurance - High Net Worth (Product)
  • Insurance - Integrated Marketing (Service Promotion)
  • Insurance - Public Crisis Response - Health Issue (Product/Svc)
  • Insurance - Service Innovation

About our products

Family playing with kid; image used for HSBC Macau HSBC Wealth Goal Insurance Plan page.
 

An opportunity for long-term capital growth while enjoying life protection, with the option to transfer your plan according to your wishes.
T&Cs apply.

A family goes to flower viewing in the park; image used for HSBC Macau Health Goal Insurance Plan page.
 

Protection against 3 major critical illnesses while enjoying potential wealth appreciation. Critical illness claims will not affect savings and potential return.
T&Cs apply.

happy family eating in the kitchen;  image used for HSBC Macau HSBC Family Goal Insurance Plan.
 

A 3-in-1 solution with enhanced protection in the first 20 years. T&Cs apply.

A mother and her children are doing exercise in the park; image used for HSBC Macau HSBC Flexi Medical Insurance Plan page.
 

Support you and your loved ones with all-round medical coverage, access to quality medical care.
T&Cs apply.

The above plans are life insurance plan underwritten by HSBC Life (International) Limited, Macau Branch ("the Company"). Policyholders are subject to the credit risk of the Company and early surrender loss.

1Information is taken from the Provisional Statistics on Hong Kong Long Term Insurance Business (January to June 2019) and (January to December 2019), issued by The Insurance Authority of the Hong Kong Special Administrative Region. The market share in ANP refers to the comparison of Direct New Business of Individual Business (Classes A to F) between January to June 2019 and January to December 2019. ANP refers to the total revenue of all annualized premiums and 10% of single premiums within the period covered by the report.

2Standard & Poor's Global Ratings 2018 & 2019

The insurance products shown above are not equivalent to any bank deposit or savings. The information shown above is intended as a general summary for your reference only. If you wish to learn more about any of the above insurance plans, please refer to the respective product brochure for detailed features and the Policy Provisions for the detailed terms and conditions on the insurance product webpages.

HSBC Life (International) Limited
HSBC Life (International) Limited ("HSBC Life") is incorporated in Bermuda with limited liability, and is one of the HSBC Group's insurance underwriting subsidiaries.

Hong Kong Special Administrative Region office
18/F, Tower 1, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong

HSBC Life (International) Limited, Macau Branch
HSBC Life (International) Limited, Macau Branch ("the Company", "we" or "us") is a branch incorporated in accordance with Macau laws, and is one of the HSBC Group's insurance underwriting subsidiaries.

Macau Special Administrative Region office
1/F, Edf. Comercial Si Toi, 619 Avenida da Praia Grande, Macau

The Company is authorised and regulated by the Autoridade Monetária de Macau ("AMCM") to carry on long-term insurance business in the Macau Special Administrative Region.

In respect of an eligible dispute (as defined in the admissibility scope in the Mediation Scheme for Financial Consumption Disputes) arising between the HSBC Life and you out of the selling process or processing of the related transaction, HSBC Life is required to enter into a Financial Consumption Dispute Mediation process with you; however, any dispute over the contractual terms of the above insurance product should be resolved between the Company and you directly.

Issued by the HSBC Life (International) Limited (Incorporated in Bermuda with limited liability), Macau Branch