Some promises are fulfilled together. As you strive to fulfill your promises to your loved ones, HSBC Life will be right here with you. Life and medical insurance is more than giving you peace of mind if the unexpected happens, it could also mean fulfilling your wealth needs in your life journey, be it providing medical care, accumulating wealth, supporting retirement plans and leaving a meaningful legacy for you and the people you care about. Discover what we can offer to help you achieve your goals.
The insurance plans featured below are subject to credit risk of issuer HSBC Life (International) Limited, Macau Branch and early surrender loss. Learn more about HSBC Life.
What’s new

HSBC Life Insurance Planning Centre Grand Opening
HSBC Life first ever Insurance Planning Centre. With a novel and unparalleled service experience to every customer within Macau and the wider Greater Bay Area, the centre is dedicated to providing tailored and comprehensive insurance planning and services to meet the diverse needs of individuals in the region.
Integrated with local art, technology data, and personalised support, under the theme of "Life in Bloom", this centre signifies HSBC Life's commitment to providing support throughout life’s various stages, fostering growth, helping to safeguard you and your loved ones, and helping you to enable your life to flourish. We promise to keep your life blooming.
During the opening period, get up to MOP1,500 shopping coupon and Golden Tree gift upon successful application with designated annualised new premiums. Offer ends on 31 December 2023. T&Cs apply (PDF, 720KB)
Hot pick

Get MOP200 coupon for free upon completion of Financial Check-up
Book an appointment online to complete a Financial Check-up with us to receive a MOP200 shopping coupon. Offer ends on 31 December 2023.

Member Get Member Campaign
Register to be a Referrer, both Referrer and Referee can get up to MOP1,000 shopping coupon through successful referrals. Your Referee can also enjoy up to a 40% discount on first year premium for selected Insurance plan. Offer ends on 31 December 2023.
Explore our insurance products

HSBC Wealth Goal Insurance Plan II
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Potential long-term growth with projected cash value reaching 400%1 of total premium payment
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Flexibility to lock-in a portion of your policy value
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Option to transfer the coverage
Limited time offers:
Get up to 23% off your first-year premium. T&Cs apply (PDF, 1.34MB).

HSBC Flourish Income Annuity Plan
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Pay 3 or 5 years with a few years of accumulation period, receive a monthly annuity payment for 25 years or to age 99
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Enjoy a 3% per year increment on monthly guaranteed annuity during the first 10 years of the annuity period
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A choice to enrich your plan with additional Dementia Protection
Limited time offers:
Get up to 17% off your first-year premium. T&Cs apply (PDF, 1.34MB).

HSBC Health Goal Insurance Plan
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Potential return can reach 4% p.a2
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Protection from 3 major critical illnesses: cancer, heart disease and stroke
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Benefit transfer for up to 3 times3
Limited time offers:
Get up to 18% off your first-year premium. T&Cs apply (PDF, 1.34MB).

HSBC Family Goal Insurance Plan
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Life insurance protection
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Cancer benefit covering your children
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Potential wealth growth for enriching your retirement life
Limited time offers:
Get up to 13% off your first-year premium. T&Cs apply (PDF, 1.34MB).

HSBC Flexi Medical Insurance Plan
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Cover against unknown pre-existing conditions4
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Get fully covered5 for hospitalisation and surgical fees without any sub-limits
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Rest easy with up to 90 days of home nursing services
Limited time offers:
Get 30% off your first-year premium, with an extra 10% off for family applications.
T&Cs apply (PDF, 1.34MB).

HSBC Paramount Global Life Insurance Plan
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Pass your coverage on to your loved ones
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Choose from flexible death benefit settlement options
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Get life protection and potential increase in your savings
Limited time offers:
Get up to 21% off your first-year premium.
T&Cs apply (PDF, 1.34MB).
Speak with us

Protect yourself and your family's future. Speak to an HSBC Life Wealth Planning Specialist today.
LIFE Talk

Uphold the promises to you and your loved ones with tips on how to protect yourself and your finances.
Make a claim

Sometimes life doesn't go according to plan and you'll want to make an insurance claim as soon as possible.
Simply call the policy and claim service hotline (853) 2821 6133 and our professional claims team will help you deal with your claim.