Some promises are fulfilled together. As you strive to fulfill your promises to your loved ones, HSBC Life will be right here with you. Life and medical insurance is more than giving you peace of mind if the unexpected happens, it could also mean fulfilling your wealth needs in your life journey, be it providing medical care, accumulating wealth, supporting retirement plans and leaving a meaningful legacy for you and the people you care about. Discover what we can offer to help you achieve your goals.
The insurance plans featured below are subject to credit risk of issuer HSBC Life (International) Limited, Macau Branch and early surrender loss. Learn more about HSBC Life.
Hot pick

Get MOP200 coupon for free upon completion of Financial Check-up
Book an appointment online to complete a Financial Check-up with us to receive a MOP200 shopping coupon. Offer ends on 31 December 2022.

Member Get Member Campaign
Register to be a Referrer and get a Golden Tree gift value at MOP400 through successful referrals. Your Referee can also enjoy up to a 25% discount on first year premium for selected Medical Insurance plan.
Explore our insurance products

Savings | Retirement income
HSBC Wealth Goal Insurance Plan II
A whole life insurance plan designed for people with long-term wealth savings objectives.
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Potential long-term growth with projected cash value reaching 400%1 of total premium payment
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Flexibility to lock-in a portion of your policy value
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Option to transfer the coverage
Underwritten by HSBC Life (International) Limited, Macau Branch. T&Cs apply."Projected cash value" is non-guaranteed, the actual return may be higher or lower than the amount quoted.
Limited time offers:
Get up to 16% off your first-year premium. T&Cs apply (PDF, 2.02MB).

Medical & critical illness | Savings | Retirement income
HSBC Health Goal Insurance Plan
An insurance plan which protects against major critical illnesses and offers potential wealth appreciation.
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Potential return can reach 4% p.a2
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Protection from 3 major critical illnesses: cancer, heart disease and stroke
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Benefit transfer for up to 3 times3
Underwritten by HSBC Life (International) Limited, Macau Branch. T&Cs apply. "Potential return" is non-guaranteed, the actual return may be higher or lower than the amount quoted.
Limited time offers:
Get up to 16% off your first-year premium. T&Cs apply (PDF, 2.02MB).

Life protection | Medical & critical illness | Savings
HSBC Family Goal Insurance Plan
A-3-in-1 solution with enhanced protection in the first 20 years.
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Life insurance protection
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Cancer benefit covering your children
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Potential wealth growth for enriching your retirement life
Underwritten by HSBC Life (International) Limited, Macau Branch. T&Cs apply.
Limited time offers:
Get up to 16% off your first-year premium. T&Cs apply (PDF, 2.02MB).

Medical & critical illness
HSBC Flexi Medical Insurance Plan
A medical insurance plan that provides you and your loved ones with all-round medical coverage, including access to quality medical care at private healthcare services.
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Cover against unknown pre-existing conditions4
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Get fully covered5 for hospitalisation and surgical fees without any sub-limits
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Rest easy with up to 90 days of home nursing services
Underwritten by HSBC Life (International) Limited, Macau Branch. T&Cs apply.
Limited time offers:
Get up to 25% off your first-year premium, with an extra 10% off for family applications.
T&Cs apply (PDF, 2.02MB).
Speak with us

Protect yourself and your family's future. Speak to an HSBC Life Wealth Planning Specialist today.
LIFE Talk

Uphold the promises to you and your loved ones with tips on how to protect yourself and your finances.
Make a claim

Sometimes life doesn't go according to plan and you'll want to make an insurance claim as soon as possible.
Simply call the policy and claim service hotline (853) 2821 6133 and our professional claims team will help you deal with your claim.