Some promises are fulfilled together. As you strive to fulfill your promises to your loved ones, HSBC Life will be right here with you. Life and medical insurance is more than giving you peace of mind if the unexpected happens, it could also mean fulfilling your wealth needs in your life journey, be it providing medical care, accumulating wealth, supporting retirement plans and leaving a meaningful legacy for you and the people you care about. Discover what we can offer to help you achieve your goals.
The insurance plans featured below are subject to credit risk of issuer HSBC Life (International) Limited, Macau Branch and early surrender loss. Learn more about HSBC Life.
Hot pick

Get MOP200 coupon for free upon completion of Financial Check-up
Book an appointment online to complete a Financial Check-up with us to receive a MOP200 shopping coupon. Offer ends on 31 December 2023.

Member Get Member Campaign
Register to be a Referrer and get a Liuli Lion gift value at MOP380 through successful referrals. Your Referee can also enjoy up to a 40% discount on first year premium for selected Medical Insurance plan. Offer ends on 30 June 2023.
Explore our insurance products

HSBC Wealth Goal Insurance Plan II
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Potential long-term growth with projected cash value reaching 400%1 of total premium payment
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Flexibility to lock-in a portion of your policy value
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Option to transfer the coverage
Limited time offers:
Get up to 18% off your first-year premium. T&Cs apply (PDF, 1.78MB).

HSBC Flourish Income Annuity Plan
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Pay 3 or 5 years with a few years of accumulation period, receive a monthly annuity payment for 25 years or to age 99
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Enjoy a 3% per year increment on monthly guaranteed annuity during the first 10 years of the annuity period
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A choice to enrich your plan with additional Dementia Protection
Limited time offers:
Get up to 14% off your first-year premium. T&Cs apply (PDF, 1.78MB).

HSBC Health Goal Insurance Plan
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Potential return can reach 4% p.a2
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Protection from 3 major critical illnesses: cancer, heart disease and stroke
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Benefit transfer for up to 3 times3
Limited time offers:
Get up to 10% off your first-year premium. T&Cs apply (PDF, 1.78MB).

HSBC Family Goal Insurance Plan
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Life insurance protection
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Cancer benefit covering your children
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Potential wealth growth for enriching your retirement life
Limited time offers:
Get up to 6% off your first-year premium. T&Cs apply (PDF, 1.78MB).

HSBC Flexi Medical Insurance Plan
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Cover against unknown pre-existing conditions4
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Get fully covered5 for hospitalisation and surgical fees without any sub-limits
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Rest easy with up to 90 days of home nursing services
Limited time offers:
Get 30% off your first-year premium, with an extra 10% off for family applications.
T&Cs apply (PDF, 1.78MB).

HSBC Paramount Global Life Insurance Plan
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Pass your coverage on to your loved ones
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Choose from flexible death benefit settlement options
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Get life protection and potential increase in your savings
Limited time offers:
Get up to 15% off your first-year premium.
T&Cs apply (PDF, 1.78MB).
Speak with us

Protect yourself and your family's future. Speak to an HSBC Life Wealth Planning Specialist today.
LIFE Talk

Uphold the promises to you and your loved ones with tips on how to protect yourself and your finances.
Make a claim

Sometimes life doesn't go according to plan and you'll want to make an insurance claim as soon as possible.
Simply call the policy and claim service hotline (853) 2821 6133 and our professional claims team will help you deal with your claim.