HSBC Pulse UnionPay Dual Currency Diamond Card

Enjoy up to a total of 6X Reward Points (equivalent to 2.4% spending credit) when you spend with HSBC Pulse UnionPay Dual Currency Diamond Credit Card.

• Up to an extra 5X Reward Points for spending in Mainland China and Hong Kong (equivalent to 2% spending credit). No spending required is requirement
• Basic 1X Reward Points for all of your spending (equivalent to 0.4% spending credit).

Terms & Conditions apply.

You must have the following:

• Aged 18 or above
• Annual income of MOP180,000 or above

• MOP1,000 annual fee for HSBC Pulse UnionPay Dual Currency Diamond Card primary card*
• MOP500 annual fee for HSBC Pulse UnionPay Dual Currency Diamond Card additional card combined account*

*Before we bill annual fee, waiver could be offered upon fulfilling cumulative spending amount >=MOP/RMB25,000 in monthly statements within the last 12 months.

Cash advance amount is not eligible spending to reach the spending requirement for enjoying annual fee waiver.

You'll need to settle your Macau Patacas and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.

If you pay Macau Patacas or Hong Kong dollars into your Renminbi account, we'll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/ or other charges.