HSBC Pulse UnionPay Dual Currency Diamond Credit Card
Features and benefits
Pay in Patacas or Renminbi in a single card giving you flexibility and convenience
Extra 5X reward points for all spending in mainland China and Hong Kong. You can earn up to MOP 2,000 cash rebate or 20,000 air miles from now till 31 Dec 2022. No minimum spending amount is required. (T&C apply)
No mark up fee for spend in mainland China and Hong Kong
UnionPay benefits exclusive to Diamond Card
1. Free Access to Plaza Premium Lounge
- Enjoy 2 complimentary visits to more than 80 designated Plaza Premium Lounge around
the globe with your friends and family. (Click here for details)
2. Free Visit to LoungeKey Airport Lounges
- 3 visits to 130 designated LoungeKey airport lounges through LoungeKey account after
spending over MOP /HKD 12,000 for 2 consecutive months and with successful
registration. (Click here for details and sign up)
3. Free travel insurance up to 6 days (Click here for details and sign up)
20% off TravelSurance all year round1
Download UnionPay App to enjoy privileges from the QR code scanning payment service
- How to add card? How to pay?
- FAQ
Local and global merchant offers
All year-round local merchant offers
Year-round home&Away offers around the world, including extra 7% on hotel bookings via Agoda website (Visit home&Away for details)
Tactical dining offers in mainland China, Hong Kong and Macau
- Buy-1-get-1 free at designated restaurants Macau and Hong Kong
For more offers from UnionPay card, please visit UnionPay website, or call UnionPay Macau hotline for assistance: +853 6262 6324. T&Cs apply.
Earn Reward points for every dollar spent
Buy-1-get-1 free at designated restaurants in Macau and Hong Kong
Every MOP1 or RMB1 = 1 reward points
Redeem every 10,000 reward points each time for cash rebate or air miles anytime you want by calling our contact centre or visiting any of our branches. (Click here to download redemption form)
Things you should know
Eligibility
You must have the following:
- Aged 18 or above
- Annual income of MOP180,000 or above
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Repayment methods
You'll need to settle your Macau Patacas and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.
If you pay Macau Patacas or Hong Kong dollars into your Renminbi account, we'll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/ or other charges.
| Payment options |
Macau Patacas card account Payment in Macau Patacas |
Macau Patacas card account Payment in Hong Kong dollars |
Renminbi card account Payment in Renminbi |
Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
|---|---|---|---|---|
| Personal Internet Banking | ||||
| Phone banking | N/A | N/A | ||
| Mobile Banking App | N/A | N/A | ||
| ATM | N/A | N/A | ||
| Autopay | ||||
| Cheque1 | N/A | N/A | ||
| Pay at counter2 | ||||
| Cash deposit machine | N/A | N/A | N/A | |
| Easy Transfer | N/A | N/A | N/A |
| Payment options |
Personal Internet Banking |
|---|---|
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
|
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
|
| Payment options |
Phone banking |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
N/A |
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
N/A |
| Payment options |
Mobile Banking App |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
N/A |
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
N/A |
| Payment options |
ATM |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
N/A |
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
N/A |
| Payment options |
Autopay |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
|
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
|
| Payment options |
Cheque1 |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
N/A |
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
N/A |
| Payment options |
Pay at counter2 |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
|
| Renminbi card account Payment in Renminbi |
|
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
|
| Payment options |
Cash deposit machine |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
N/A |
| Renminbi card account Payment in Renminbi |
N/A |
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
N/A |
| Payment options |
Easy Transfer |
| Macau Patacas card account Payment in Macau Patacas |
|
| Macau Patacas card account Payment in Hong Kong dollars |
N/A |
| Renminbi card account Payment in Renminbi |
N/A |
| Renminbi card account Payment in Macau Patacas or Hong Kong dollars |
N/A |
1 Cheque deposit at counter
2 RMB sub account repayment in notes accepts RMB notes with RMB50 denomination or above only