HSBC Pulse UnionPay Dual Currency Diamond Card

HSBC MO
Credit cards
HSBC Pulse UnionPay Dual Currency Diamond card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Welcome offer

MOP600 spending credit for new credit card customers
MOP200 spending credit for existing credit card customers

Terms and conditions apply.

Check eligibility and how to apply this will go down to the corresponding section

Features and benefits

Pay in Patacas or Renminbi in a single card giving you flexibility and convenience
Extra 5X reward points for all spending in mainland China and Hong Kong. You can earn up to MOP 2,000 cash rebate or 20,000 air miles from now till 31 Dec 2022. No minimum spending amount is required. (T&C apply)
No mark up fee for spend in mainland China and Hong Kong
UnionPay benefits exclusive to Diamond Card

1. Free Access to Plaza Premium Lounge

      - Enjoy 2 complimentary visits to more than 80 designated Plaza Premium Lounge around

         the globe with your friends and family. (Click here for details)

2. Free Visit to LoungeKey Airport Lounges

      - 3 visits to 130 designated LoungeKey airport lounges through LoungeKey account after

         spending over MOP /HKD 12,000 for 2 consecutive months and with successful

         registration. (Click here for details and sign up)

3. Free travel insurance up to 6 days (Click here for details and sign up)
20% off TravelSurance all year round¹
Download UnionPay App to enjoy privileges from the QR code scanning payment service

- How to add card? How to pay?

- FAQ

Local and global merchant offers

All year-round local merchant offers
Year-round home&Away offers around the world, including extra 7% on hotel bookings via Agoda website (Visit home&Away for details)
Tactical dining offers in mainland China, Hong Kong and Macau

- Buy-1-get-1 free at designated restaurants Macau and Hong Kong

For more offers from UnionPay card, please visit UnionPay website, or call UnionPay Macau hotline for assistance: +853 6262 6324. T&Cs apply.

Earn Reward points for every dollar spent

Buy-1-get-1 free at designated restaurants in Macau and Hong Kong
Every MOP1 or RMB1 = 1 reward points
Redeem every 10,000 reward points each time for cash rebate or air miles anytime you want by calling our contact centre or visiting any of our branches. (Click here to download redemption form)

Things you should know

More about credit card services to learn more about other things you should know about our credit card services

Eligibility

You must have the following:

Aged 18 or above
Annual income of MOP180,000 or above

Need more advice?

Write, call or send us a message

Contact HSBC to apply for HSBC Pulse UnionPay dual currency diamond credit card

Locate HSBC

Reach us by locating the address of branches and ATMs.

Branch and ATM Finder to apply for HSBC Pulse UnionPay dual currency diamond credit card

Repayment methods

You'll need to settle your Macau Patacas and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.

If you pay Macau Patacas or Hong Kong dollars into your Renminbi account, we'll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/ or other charges.

Repayment Options
Payment options	Macau Patacas card account Payment in Hong Kong dollars	Renminbi card account Payment in Renminbi	Renminbi card account Payment in Macau Patacas or Hong Kong dollars
Personal Internet Banking
Phone banking		N/A	N/A
Mobile Banking App		N/A	N/A
ATM		N/A	N/A
Autopay
Cheque*		N/A	N/A
Pay at counter
Cash deposit machine	N/A	N/A	N/A
Easy Transfer	N/A	N/A	N/A

Repayment Options
Payment options	Personal Internet Banking
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi
Renminbi card account Payment in Macau Patacas or Hong Kong dollars

Payment options	Phone banking
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi	N/A
Renminbi card account Payment in Macau Patacas or Hong Kong dollars	N/A

Payment options	Mobile Banking App
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi	N/A
Renminbi card account Payment in Macau Patacas or Hong Kong dollars	N/A

Payment options	ATM
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi	N/A
Renminbi card account Payment in Macau Patacas or Hong Kong dollars	N/A

Payment options	Autopay
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi
Renminbi card account Payment in Macau Patacas or Hong Kong dollars

Payment options	Cheque*
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi	N/A
Renminbi card account Payment in Macau Patacas or Hong Kong dollars	N/A

Payment options	Pay at counter
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars
Renminbi card account Payment in Renminbi
Renminbi card account Payment in Macau Patacas or Hong Kong dollars

Payment options	Cash deposit machine
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars	N/A
Renminbi card account Payment in Renminbi	N/A
Renminbi card account Payment in Macau Patacas or Hong Kong dollars	N/A

Payment options	Easy Transfer
Macau Patacas card account Payment in Macau Patacas
Macau Patacas card account Payment in Hong Kong dollars	N/A
Renminbi card account Payment in Renminbi	N/A
Renminbi card account Payment in Macau Patacas or Hong Kong dollars	N/A

*Cheque deposit at counter