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Three young women happily checking their mobile phones in a shopping mall; image used for HSBC Macau Pulse UnionPay Dual Currency Diamond Credit Card page

HSBC Pulse UnionPay Dual Currency Diamond Card

HSBC Pulse UnionPay Dual Currency Diamond Card

HSBC Pulse UnionPay Dual Currency Diamond Credit Card

Welcome offer

  • MOP600 spending credit for new credit card customers

  • MOP200 spending credit for existing credit card customers

Terms and conditions apply.

Features and benefits

  • Pay in Patacas or Renminbi in a single card giving you flexibility and convenience

  • Extra 5X reward points for all spending in mainland China and Hong Kong. You can earn up to MOP 2,000 cash rebate or 20,000 air miles from now till 31 Dec 2022. No minimum spending amount is required. (T&C apply)

  • No mark up fee for spend in mainland China and Hong Kong

  • UnionPay benefits exclusive to Diamond Card

    1. Free Access to Plaza Premium Lounge

          - Enjoy 2 complimentary visits to more than 80 designated Plaza Premium Lounge around

             the globe with your friends and family. (Click here for details) 

    2. Free Visit to LoungeKey Airport Lounges

          - 3 visits to 130 designated LoungeKey airport lounges through LoungeKey account after

             spending over MOP /HKD 12,000 for 2 consecutive months and with successful

             registration. (Click here for details and sign up)

    3. Free travel insurance up to 6 days (Click here for details and sign up)

  • 20% off TravelSurance all year round1

  • Download UnionPay App to enjoy privileges from the QR code scanning payment service

Local and global merchant offers

  • All year-round local merchant offers

  • Year-round home&Away offers around the world, including extra 7% on hotel bookings via Agoda website (Visit home&Away for details)

  • Tactical dining offers in mainland China, Hong Kong and Macau

    - Buy-1-get-1 free at designated restaurants Macau and Hong Kong
     

    For more offers from UnionPay card, please visit UnionPay website, or call UnionPay Macau hotline for assistance: +853 6262 6324. T&Cs apply.

Earn Reward points for every dollar spent

  • Buy-1-get-1 free at designated restaurants in Macau and Hong Kong

  • Every MOP1 or RMB1 = 1 reward points

  • Redeem every 10,000 reward points each time for cash rebate or air miles anytime you want by calling our contact centre or visiting any of our branches. (Click here to download redemption form)

Eligibility

You must have the following:

  • Aged 18 or above
  • Annual income of MOP180,000 or above

Need more advice?

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Remarks

1Valid until 31 Dec 2022. The policy is underwritten by QBE General Insurance (Hong Kong) Limited - Macau Branch.

Repayment methods

You'll need to settle your Macau Patacas and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.

If you pay Macau Patacas or Hong Kong dollars into your Renminbi account, we'll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/ or other charges.

Repayment Options

Payment options
Macau Patacas card account
Payment in Macau Patacas
Macau Patacas card account
Payment in Hong Kong dollars
Renminbi card account
Payment in Renminbi
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
Personal Internet Banking        
Phone banking     N/A N/A
Mobile Banking App     N/A N/A
ATM     N/A N/A
Autopay        
Cheque*     N/A N/A
Pay at counter        
Cash deposit machine   N/A N/A N/A
Easy Transfer   N/A N/A N/A

Repayment Options

Payment options
Personal Internet Banking
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
 
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
 
Payment options
Phone banking
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Mobile Banking App
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
ATM
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Autopay
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
 
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
 
Payment options
Cheque*
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Pay at counter
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
 
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
 
Payment options
Cash deposit machine
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
N/A
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Easy Transfer
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
N/A
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A

*Cheque deposit at counter