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Three young women happily checking their mobile phones in a shopping mall; image used for HSBC Macau Pulse UnionPay Dual Currency Diamond Credit Card page

HSBC Pulse UnionPay Dual Currency Diamond Card

Features and benefits

  • Pay in Patacas or Renminbi in a single card giving you flexibility and convenience
  • Extra 5X reward points for all spending in mainland China and Hong Kong. You can earn up to MOP 2,000 cash rebate or 20,000 air miles from now till 31 Dec 2020. No minimum spending amount is required. (T&C apply)
  • No mark up fee for spend in mainland China and Hong Kong
  • 2 complimentary visits to airport lounges without spending requirement from now till 30 Jun 2020 (T&C apply). All spending during the period will be accumulated and entitled to additional free visits to airport lounges in the 2nd half of 2020 (T&C apply).
  • UnionPay benefits exclusive to Diamond Card
    - 3 complimentary visits to 130 designated LoungeKey airport lounges (Click here for details and sign up)
    - Free travel insurance up to 6 days (Click here for details and sign up)

    For more offers from UnionPay Diamond card, please visit UnionPay Premium website, or call UnionPay Macau hotline for assistance: +853 6262 6324. T&Cs apply.
  • 20% off TravelSurance all year round1
  • Download UnionPay App to enjoy privileges from the QR code scanning payment service

Local and global merchant offers

  • All year-round local merchant offers
  • Year-round home&Away offers around the world, including extra 7% on hotel bookings via Agoda website (Visit home&Away for details)
  • Tactical dining offers in mainland China, Hong Kong and Macau

    - RMB 80 discount upon spending of RMB 200 at TAN YU and SAJIAO CHILLI Restaurants. (Click here for details)
    - Buy-1-get-1 free at designated restaurants in Macau and Hong Kong
     

    For more offers from UnionPay card, please visit UnionPay website, or call UnionPay Macau hotline for assistance: +853 6262 6324. T&Cs apply.

Earn Reward points for every dollar spent

  • Every MOP1 or RMB1 = 1 reward points
  • Redeem every 10,000 reward points each time for cash rebate or air miles anytime you want by calling our contact centre or visiting any of our branches. (Click here to download redemption form)

Eligibility

You must have the following:

  • Aged 18 or above
  • Annual income of MOP180,000 or above

Need more advice?

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Remarks

1Valid until 31 Dec 2020. The policy is underwritten by QBE General Insurance (Hong Kong) Limited - Macau Branch.

Repayment methods

You'll need to settle your Macau Patacas and Renminbi account balances separately for this card. If you overpay on one account, it will not be credited to the other account.

If you pay Macau Patacas or Hong Kong dollars into your Renminbi account, we'll convert the amount to Renminbi at the prevailing rate of exchange determined by the Bank on the date of payment processing. Because of exchange rate fluctuations, we advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/ or other charges.

Repayment Options
Payment options
Macau Patacas card account
Payment in Macau Patacas
Macau Patacas card account
Payment in Hong Kong dollars
Renminbi card account
Payment in Renminbi
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
Personal Internet Banking        
Phone banking     N/A N/A
ATM     N/A N/A
Autopay        
Cheque*     N/A N/A
Pay at counter        
Cash deposit machine   N/A N/A N/A
Cash Payment at 7-Eleven
N/A N/A N/A N/A
Repayment Options
Payment options
Personal Internet Banking
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
 
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
 
Payment options
Phone banking
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
ATM
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Autopay
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
 
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
 
Payment options
Cheque*
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Pay at counter
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
 
Renminbi card account
Payment in Renminbi
 
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
 
Payment options
Cash deposit machine
Macau Patacas card account
Payment in Macau Patacas
 
Macau Patacas card account
Payment in Hong Kong dollars
N/A
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A
Payment options
Cash Payment at 7-Eleven
Macau Patacas card account
Payment in Macau Patacas
N/A
Macau Patacas card account
Payment in Hong Kong dollars
N/A
Renminbi card account
Payment in Renminbi
N/A
Renminbi card account
Payment in Macau Patacas or Hong Kong dollars
N/A

*Cheque deposit at counter