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Savings Account

Easy access to your funds for everyday transactions and withdrawals

HSBC Savings Account

Use your savings flexibly for everyday transactions and withdrawals, and earn interest on your balance.

Benefits and services

  • Access your account via Branches, Automated Teller Machines, Cash Deposit Machines, Phone banking, Internet Banking

  • Earn interest on your account balance

  • See your transactions details on a monthly statement (applicable to Statement Savings Account only)

Savings

Savings interest rates

Currency Account Balance Rate
MOP Below Mop2,000
Mop2,000 or above

0.000%

0.125%

HKD Below HKD2,000
HKD2,000 or above

0.000%

0.125%

USD Below USD300
USD300 or above

0%

0.50%

GBP Below GBP150
GBP150 or above
0%
0.0010%
AUD
Below AUD400  
AUD400 or above
0%
0.0010%
NZD Below NZD400  
NZD400 or above
0%
0.0010%
CAD Below CAD400  
CAD400 or above
0%
0.0010%
SGD Below SGD500   
SGD500 or above
0%
0.0100%
CNY Below CNY5,000  
CNY5,000 or above
0%
0.3000%
EUR Below EUR200  
EUR200 or above
0%
0%
CHF Below CHF400  
CHF400 or above
0%
0%
JPY Below JPY50,000
JPY50,000 or above
0%
0%

Savings interest rates

Currency MOP
Account Balance Below Mop2,000
Mop2,000 or above
Rate

0.000%

0.125%

Currency HKD
Account Balance Below HKD2,000
HKD2,000 or above
Rate

0.000%

0.125%

Currency USD
Account Balance Below USD300
USD300 or above
Rate

0%

0.50%

Currency GBP
Account Balance Below GBP150
GBP150 or above
Rate
0%
0.0010%
Currency AUD
Account Balance Below AUD400  
AUD400 or above
Rate
0%
0.0010%
Currency NZD
Account Balance Below NZD400  
NZD400 or above
Rate
0%
0.0010%
Currency CAD
Account Balance Below CAD400  
CAD400 or above
Rate
0%
0.0010%
Currency SGD
Account Balance Below SGD500   
SGD500 or above
Rate
0%
0.0100%
Currency CNY
Account Balance Below CNY5,000  
CNY5,000 or above
Rate
0%
0.3000%
Currency EUR
Account Balance Below EUR200  
EUR200 or above
Rate
0%
0%
Currency CHF
Account Balance Below CHF400  
CHF400 or above
Rate
0%
0%
Currency JPY
Account Balance Below JPY50,000
JPY50,000 or above
Rate
0%
0%

Above is for reference only

Effective Date: 26-Sep-2022

We offer deposit rates that vary among different currencies and deposit amounts. For details, please visit any of our branches, our staff will be pleased to provide the most suitable rates for your deposits. Or please call +853 8599 2888 for enquiries.

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