Top of main content

Time Deposits

We enable you to accumulate capital easily

HSBC Time Deposits

With a time deposit account you deposit your money for a set period of time, and in return, you receive a higher rate of interest over a savings account.

Benefits and services

  • Customers who do not need immediate access to their funds and would like to earn higher rates of interest than those of a savings account

  • Deposit tenors range from seven day to 12 months

  • Macau Pataca, Hong Kong Dollar or other foreign currency are available for time deposit, minimum deposit size of MOP/HKD5,000

  • Access your account via branches, HSBC phonebanking or Internet Banking

  • Choose from a number of renewal options when your time deposit matures

Need more advice?

Related products


For everyday transactions and withdrawals.


More flexibility in managing your cash-flow and finances.


Help you grasp investment opportunties in China.


A safe and convenient for your money flow.