Credit Card Offers

More destinations, more rewards.

Travel plans, weekend getaways, or a well-timed shopping spree—wherever you’re headed, your spend can go further with HSBC.

• Offer 1: From 1 September to 30 November 2026, spend with any of your HSBC Credit Card at selected destinations - Mainland China, Hong Kong, Japan, South Korea, Taiwan, Singapore, Malaysia and Thailand to enjoy extra 5X Rewards Points.
• Offer 2: From 1 November to 30 November 2026, spend overseas with your HSBC Visa Credit Card across all overseas markets to help you make the most of the shopping season and earn more Rewards Points.
   

For HSBC Pulse UnionPay Credit Card cardholders, spend in Mainland China and Hong Kong can enjoy even up to an extra 10X Rewards Points.

You may also enjoy up to 20% off travel insurance all year round with HSBC credit card! Travel smarter, earn more, and spend better!
 

Don't have an HSBC Credit Card yet? Apply now!

Please read the following remarks.

1. You can register for this promotion via the HSBC website.
2. ‘Eligible Overseas Transactions’ are transactions (i) with original sales slip or official payment record conducted at designated destinations, including Mailand China, Hong Kong, Japan, South Korea, Taiwan, Singapore, Malaysia and Thailand, according to how such country/region is coded by VISA International and China UnionPay, during the promotional period and posted on our system during the offer fulfilment period; and (ii) the transaction amount will be based on the currency and amount in Macau Patacas after conversion posted in the credit card statement. 
3. 'Eligile Overseas Online Transactions' are are online transactions (i) with original sales slip or official payment record conducted outside Macau, according to how such country/region is coded by VISA International , during the promotional period and posted on our system during the offer fulfilment period; and (ii) the transaction amount will be based on the currency and amount in Macau Patacas after conversion posted in the credit card statement.
4. For Renminbi transactions that are posted in RMB in the credit card statement under RMB sub-account of Eligible Credit Card, every RMB1 is considered as MOP1 in this promotion.
5. For extra Rewards Points from Mainland China & Hong Kong spend is subject to Terms and Conditions of Rewards Programme.

Call 2832 2813

Enjoy even more at Galaxy Macau

Until year end, you can also earn up to MOP1,800 rewards when you shop and dine at Galaxy Macau, with your HSBC Credit Card.
 

Don't have an HSBC Credit Card yet? Apply now!

Please read the following remarks.

1. The offer will be credited in terms of Rewards Points. According to the Rewards Programme, every 250 Rewards Points is equivalent to MOP1 in spending credit.
   
2. The promotional period is from 1 October 2026 to 30 November 2026, both dates inclusive.
3. You only need to register once with any eligible HSBC Visa MOP Credit Card. Eligibility and extra Rewards Points will be calculated per cardholder after successful registration.
   
4. Payments & top-up transactions made via e-Wallets and all transactions made at any shops of Fortress in Macau between 1 November 2026 and 30 November 2026 will not be counted towards the Eligible Local Transaction amounts.
   
5. The extra Rewards Points under this promotion will be awarded in addition to the basic Reward Points under the Rewards Programme. For more details, please refer to the Terms and Conditions of the Rewards Programme.
6. For rewards at Galaxy Macau, please refer to the Terms and Conditions of the Red Hot Shopping Special - Galaxy Macau.

Call 2832 2813

Unlock exclusive savings at Fortress

Discover more value with your HSBC credit card at Fortress and enjoy exclusive savings on selected electronics, home appliances and lifestyle products—making every purchase more rewarding.

From 1 November 2026 to 31 January 2027, you can enjoy the following offers with HSBC Credit Card at Fortress Macau stores or eShop:

Maximum Spending Credit Amount for each cardholder during the entire Promotional Period is MOP/HKD250

Offer 2: Up to 50% off on selected products

Click here for details of the discounted products

Don't have an HSBC Credit Card yet? Apply now!

Please read the following remarks.

1. Promotion period is from 1 November 2026 to 31 January 2027.
2. The maximum spending credit amount for each eligible customer from this promotion is MOP/HKD250.
3. You cannot enjoy any offer with any e-wallet payment.
4. You cannot enjoy any offer on Fortress eShop with HSBC Pulse UnionPay Dual Currency Credit Card.
5. You cannot enjoy Offer 2 on Fortress eShop with mobile payment.
6. You cannot exchange the offer for cash, other products, services, or discounts or transfer the offer.
7. All products are available while offer quota lasts. Some products are only applicable at selected stores.

Call 2832 2813

Visit www.hsbc.com.mo/en/creditcard

    
*Same-Day Cumulative Spending with an Eligible Credit Card is calculated based on a minimum of 1 and a maximum of 2 Eligible Receipts issued by the participating restaurants and retailers at Galaxy Macau, including Broadway Macau. If 2 Eligible Receipts are used, they must be issued by at least 2 different merchants. Each Eligible Credit Cardholder is required to sign up as Galaxy Macau WeChat Member to enjoy the offers. Purchase of (a) pure gold only products; or (b) gift cards (including but not limited to coupons or vouchers) from or issued by participating retail shops; or (c) products from Apple Store; or (d) products from Luzhou Laojiao · Guojiao 1573 Pop-up; are ineligible for the Redemption. The Rewards can only be redeemed on the day of Eligible Transaction and each cardholders can redeem the rewards up to a maximum of 3 times, total at MOP1,800, during the promotional period. For details, please refer to the terms and conditions of the Promotion.
 

^{^}All vouchers are awarded in the form of electronic vouchers and valid for 30 days from the date of redemption. Dining vouchers can be used at designated restaurants. Shopping vouchers can be used at designated retailers that meets the minimum spending requirement.

Don't have an HSBC Credit Card yet? Apply Now!

Please read the following remarks.

Offer 1:

a. Each cardholder can redeem the rewards up to 3 times during the promotional period, earning up to MOP1,800 e-Vouchers in total.

b. Cardholder must sign up to become a 'Galaxy Macau' WeChat Member to enjoy the rewards.

c. To redeem the rewards, cardholder must visit the redemption location in person on the day of purchase and present the original copies of the eligible credit card, receipt(s), sales slip(s), and identification document.

d. Up to 2 eligible receipts issued on the same day by different merchants are accepted.

e. Redemption time: 10:00am - 10:00pm.

Redemption location:

- Promenade East Concierge at Galaxy Promenade (next to McDonald's) ; or

- Pearl Lobby Concierge (next to DFS Macau, Galaxy Macau (Beauty) store) at Galaxy Promenade; or

- Promenade Central Concierge (next to Miu Miu store) at Galaxy Promenade.

f. All vouchers are valid for 30 days from the date of redemption; please use them before the expiration date.

g. Rewards are limited and available on a first-come, first-served basis, while stocks last.

h. Please refer to the official website of Galaxy Macau for the list of participating dining and retail outlets.

Offer 2:

a. The rewards are exclusively for the cardholder's personal use.

b. The rewards are applicable for dine-in only.

c. Blackout dates: 26 September, 1 to 7 October, 18 October and 20 December 2026.

d. The rewards cannot be used in conjunction with other offers.

e. Participating outlets and terms & conditions are subject to change without prior notice.

Call 2832 2813

Address: n.945, Avenida Dr. Sun Yat Sen, Macau

Telephone Number: 

• Lobby Lounge +853 8805 8938
• Vida Rica Restaurant +853 8805 8918
• Vida Rica Bar +853 8805 8928
• Mandarin Oriental Cake Shop +853 8805 8948
• The Spa & Fitness Centre +853 8805 8588

Remarks:

1. To enjoy the offers, customers have to present and settle payment with an HSBC Credit Card.
2. To enjoy the Birthday offer, ID card is required to be presented to the staff during birth month. Each customer is entitled to enjoy the Birthday Offer once.
3. Lobby Lounge and The Spa are subject to 10% service charge and 5% government tax, Vida Rica Restaurant and Bar are subject to 10% service charge.
4. Dine-in offers are only applicable to maximum 10 persons and not applicable to group bookings. VIP rooms/private rooms at Vida Rica Restaurant and Vida Rica Bar are entitled to the offer.
5. Dine-in and cake takeaway discounts are invalid during blackout dates and invalid for brand collaborations, holiday events and exclusive festive season. Blackout dates are as follows: 3 to 6 Apr 2026, 1 to 5 May 2026, 19 to 21 Jun 2026, 25 to 27 Sep 2026, 1 to 7 Oct 2026, 20 to 22 Nov 2026, 24 to 27 Dec 2026, 31 Dec 2026, 1 to 2 Jan 2027, 5 to 14 Feb 2027 and 26 to 29 Mar 2027. Reservations must be made in advance.
6. Offers are only applicable in opening hours of the respective outlets. Please visit https://www.mandarinoriental.com/en/macau/one-central for more details.
7. The offer cannot be used in conjunction with other special promotions, discounts or promotional coupons.
8. Should a dispute arise, the decisions of the merchant and HSBC Macau shall be final and conclusive.