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at a resturant, a young woman presenting the qr code on her phone for payment; image used for HSBC Credit Card QR Code Payment page

QR Code Payment Function on HSBC Mobile Banking

Simply display the QR code or scan the merchant's QR code with HSBC Mobile Banking App to complete your transaction with an HSBC Pulse UnionPay credit card. This is valid at designated merchants that accepts the UnionPay QR code without showing the physical credit card.

  • Fast and secure – Log on to Mobile Banking App and display your QR code on the app or scan the QR Code at merchants to instantly complete the transaction.
  • Seamless payment experience across the globe - UnionPay QR Code is now accepted by thousands of merchants in Macau SAR, Hong Kong SAR, mainland China and across the globe. Shopping is now easier as you don't need to show your physical card.

Make 3 or more payments

$ 50 Cash Rebate

From 23 September 2020 until 31 December 2020, you can enjoy MOP50 cash rebate when you make 3 or more eligible transactions using HSBC Pulse UnionPay Credit Card and pay with the QR Code Payment function in the HSBC Mobile Banking App.

Additionally, if you activate this function successfully you can always enjoy the special UnionPay QR code offers!

Still haven't downloaded HSBC Macau Mobile Banking App? Download it now!


  1. The QR code payment function will be activated for all eligible primary UnionPay credit card under your name.
  2. Eligible transaction is referring to any transaction of MOP$30 (MOP sub-account)/ RMB30 (RMB sub-account) or above conducted with HSBC Pulse UnionPay Credit Card.