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at a resturant, a young woman presenting the qr code on her phone for payment; image used for HSBC Credit Card QR Code Payment page

QR Code Payment Function on HSBC Mobile Banking

Simply display the QR code or scan the merchant's QR code with HSBC Mobile Banking App to complete your transaction with an HSBC Pulse UnionPay credit card. This is valid at designated merchants that accepts the UnionPay QR code without showing the physical credit card.

  • Fast and secure – Log on to Mobile Banking App and display your QR code on the app or scan the QR Code at merchants to instantly complete the transaction.
  • Seamless payment experience across the globe - UnionPay QR Code is now accepted by thousands of merchants in Macau SAR, Hong Kong SAR, mainland China and across the globe. Shopping is now easier as you don't need to show your physical card.

QR Code Payment Reward

If you are using the QR Code Payment for the first time during the period of 11 July to 31 December 2022, you can enjoy an extra MOP100 spending credit when you make 5 or more eligible transactions using the QR Code Payment function in the HSBC Macau Mobile Banking App or UnionPay App with HSBC UnionPay credit card.  Each transaction needs to be MOP/RMB50 or above.

Additionally, if you activate this function successfully you can always enjoy the special UnionPay QR code offers!

Terms & Conditions (PDF, 444KB) apply.

Still haven't downloaded HSBC Macau Mobile Banking App? Download it now!


  1. The QR code payment function in HSBC Macau Mobile Banking App will be activated for all eligible primary UnionPay credit card under your name.
  2. You are eligible for the extra MOP100 spending credit if you haven't made any QR Code Payment transactions on or before 10 July 2022.