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HSBC Visa Gold Card

Features and benefits

With the HSBC Visa Gold Card, you will:

  • Free Access to Plaza Premium Lounge1
    Credit Cardholders could enjoy 2 visits to Plaza Premium Lounge around the globe.
    See full list of lounges and dining outlets (PDF, 633KB) For Terms and Conditions please click here.
  • Up to 20% off TravelSurance all year round2
    You can then rest assured to be well protected throughout your journey and enjoy every moment of your trip with total peace of mind.
  • Exclusive discount at online travel portals all year round
    Enjoy exclusive discount at Visit home & away for more details.
  • Earn Reward points for every dollar spent
    You can redeem every 10,000 reward points each time for cash rebate or air miles anytime you want by calling our contact centre or visiting any of our branches.

1 Valid from 1 January 2024 to 31 December 2024

2 The policy is underwritten by QBE General Insurance (Hong Kong) Limited - Macau Branch. Single trip TravelSurance - 20% off; Multi-trip TravelSurance - 5% off for the first year premium; China Medical Card - 5% off for the first year premium


You must have the following:

  • Aged 18 or above
  • Annual income of MOP120,000 or above


  • MOP/HKD480 annual fee for Visa Gold primary card*
  • MOP/HKD240 annual fee for Visa Gold additional card combined account*

*The annual fee on your HSBC Visa Gold Credit Card will be waived for the following year simply by spending MOP/HKD18,000 annually. Cash advance amount is not eligible spending to reach the spending requirement for enjoying annual fee waiver.

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