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Family talking in living room; image used for HSBC Macau general insurance page.


All-in-one protection provides you with peace of mind


Make sure you're covered by travel insurance before you travel. Travel Insurance1 plan provides you with protection abroad, so that you can enjoy worry-free holidays knowing that you are covered.
  • Coverage for accidental injuries, medical and hospital expenses, lost baggage and cash, personal liabilities, delayed flights and stolen belongings
  • Free insurance extension of up to 10 days for unexpected travel delay
  • No additional premiums for sporting activities such as bungee jumping, hang-gliding, parachuting, gliding, rafting, speed-boating, jet-skiing, skiing, trekking, scuba-diving, mountaineering and rock-climbing
  • MultiTrip covers trips made during the year. No Need to re-apply every time you travel

Be prepared for any unexpected situations.


Your home is probably your single largest investment, to which you have devoted considerable time, effort and money. HomeSurance1 is thus designed to protect your home - and everything else in it.
  • An "All Risks" policy - one policy covers your home and all possessions in it
  • Comprehensive cover for fire, theft, flood, vandalism, water damage, typhoons, storms, subsidence and other accidental damage
  • Worldwide risk insurance for travel items such as clothing, jewellery, watches and cameras
  • Extra protection for repair or maintenance, alternative accommodation, temporary storage of furniture, interior decoration, replacement of broken locks, keys and windows due to theft

HomeSurance protects your home with extensive care.


Accidents could happen to you any time, anywhere. AccidentSurance1 is here for your security and protection against the financial strain that an accident can bring.
  • No medical examination required
  • Flexible plan with two choices to suit your needs and budget
  • Additional benefit of in-patient or out-patient medical expenses
  • 30% cash refund of your paid premiums if you do not make a claim for five consecutive years

Helps you tackle unexpected financial strains.


FirstCare1 provides extensive hospital and surgical cover so you don't need to worry about hospital costs becoming a strain on your family's finances. It also provides an optional benefit of supplementary major medical. Choose the cover you need at a budget you can afford and build a flexible policy that's right for you and your family.
  • No medical examination required
  • Four levels of cover - Basic Plan, Essential Plan, Privilege Plan and Company Top-up Plan
  • Core in-patient benefit offering generous protection worldwide
  • Access to a remote second opinion service2 from a leading US hospital (applicable to Essential Plan and Privilege Plan)
  • Guaranteed lifetime renewal3

FirstCare comprehensive medical insurance.


HospitalSurance1 pays you cash in the even of hospitalisation for either sickness or an accident - an ideal way to protect yourself against the rising costs of medical care.
  • 30% cash refund of your paid premiums if you do not make a claim for five consecutive years
  • No medical examination required
  • Flexible cash plan with four choices to suit your needs and budget
  • Daily cash benefits regardless of actual hospital expenses

The ideal way to manage hospital expenses.

1TravelSurance, HomeSurance, AccidentSurance, FirstCare and HospitalSurance Plan are underwritten by QBE General Insurance (Hong Kong) Limited - Macau Branch ("QBE") and distributed by The Hongkong and Shanghai Banking Corporation Limited Macau Branch ("HSBC").

QBE is authorized and regulated by the Autoridade Monetaria de Macau ("AMCM") to carry on general insurance business in the Macau SAR. QBE is a member of the worldwide QBE Insurance Group.

HSBC is registered with AMCM as an insurance agent in the Macau SAR.

The information shown above is intended as a general summary for your reference only. Please refer to the policy provisions for the detailed terms and conditions.

2This remote second opinion consultation service is provided by a medical service provider which is an independent contractor and is not an agent of QBE General Insurance (Hong Kong) Limited - Macau Branch or The Hongkong and Shanghai Banking Corporation Limited. QBE General Insurance (Hong Kong) Limited - Macau Branch or The Hongkong and Shanghai Banking Corporation Limited shall not be held responsible for any medical opinions given by the medical service provider.

3The premium rate and age groups are not guaranteed. The premium payable upon annual renewal and the terms of any renewal may not be the same as the expiring policy and will be determined by QBE General Insurance (Hong Kong) Limited - Macau Branch.