Visa Classic Credit Card

HSBC MO
Credit cards
Visa Classic card

HSBC Visa Classic Credit Card

Check eligibility and how to apply for hsbc visa classic credit card

Features and benefits

With the HSBC Visa Classic Card, you will:

Up to 20% off TravelSurance all year round¹

You can then rest assured to be well protected throughout your journey and enjoy every moment of your trip with total peace of mind.
Exclusive discount at online travel portals all year round

Enjoy exclusive discount at AGODA.com. Visit home & away for more details.
Earn Reward points for every dollar spent

You can redeem every 10,000 reward points each time for cash rebate or air miles anytime you want by calling our contact centre or visiting any of our branches.

¹ The policy is underwritten by QBE Hongkong & Shanghai Insurance Limited- Macau Branch. Single trip TravelSurance - 20% off; Multi-trip TravelSurance - 5% off for the first year premium; China Medical Card - 5% off for the first year premium

Things you should know

More about credit card services to learn more about other things you should know about our credit card services

Eligibility

You must have the following:

Aged 18 or above
Annual income of MOP60,000 or above

Fees

MOP/HKD220 annual fee for Visa Classic primary card*
MOP/HKD110 annual fee for Visa Classic additional card combined account*

*Before we bill annual fee, waiver could be offered upon fulfilling cumulative spending amount >=MOP/HKD25,000 in monthly statements within the last 12 months.

Cash advance amount is not eligible spending to reach the spending requirement for enjoying annual fee waiver.

Repayment methods

We advise you to have enough funds available to prevent repayment shortfall, as this could lead to finance and/or other charges.

Repayment options
Repayment channels	MOP Credit Card repayment in the following currency	HKD Credit Card repayment in the following currency
Personal Internet Banking transfer	MOP/HKD	MOP/HKD
Phone banking transfer	MOP/HKD	MOP/HKD
Mobile Banking App transfer	MOP/HKD	MOP/HKD
ATM transfer	N/A	N/A
Autopay¹	MOP/HKD	MOP/HKD
Cheque²	MOP/HKD	MOP/HKD
Pay at counter³	MOP / HKD / RMB	MOP / HKD / RMB
Cash deposit machine	MOP	HKD
Easy Transfer⁴	MOP	HKD

Repayment options
Repayment channels	Personal Internet Banking transfer
MOP Credit Card repayment in the following currency	MOP/HKD
HKD Credit Card repayment in the following currency	MOP/HKD

Repayment channels	Phone banking transfer
MOP Credit Card repayment in the following currency	MOP/HKD
HKD Credit Card repayment in the following currency	MOP/HKD

Repayment channels	Mobile Banking App transfer
MOP Credit Card repayment in the following currency	MOP/HKD
HKD Credit Card repayment in the following currency	MOP/HKD

Repayment channels	ATM transfer
MOP Credit Card repayment in the following currency	N/A
HKD Credit Card repayment in the following currency	N/A

Repayment channels	Autopay¹
MOP Credit Card repayment in the following currency	MOP/HKD
HKD Credit Card repayment in the following currency	MOP/HKD

Repayment channels	Cheque²
MOP Credit Card repayment in the following currency	MOP/HKD
HKD Credit Card repayment in the following currency	MOP/HKD

Repayment channels	Pay at counter³
MOP Credit Card repayment in the following currency	MOP / HKD / RMB
HKD Credit Card repayment in the following currency	MOP / HKD / RMB

Repayment channels	Cash deposit machine
MOP Credit Card repayment in the following currency	MOP
HKD Credit Card repayment in the following currency	HKD

Repayment channels	Easy Transfer⁴
MOP Credit Card repayment in the following currency	MOP
HKD Credit Card repayment in the following currency	HKD

¹The standing instruction amount is automatically generated when the credit card statement is issued. Any repayment amount made between the statement issued date and the statement payment due date will not update the amount of original standing instruction.

²Cheque deposit at counter.

³ RMB notes with RMB50 denomination or above are accepted only.

⁴Customer can repay credit card outstanding amount via “Easy Transfer” directly and will be processed no later than T+1 working day.

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HSBC Visa Classic Card