Time Deposit

Notes:

• The promotional period is from 15 Dec 2025 to 30 Jan 2026, both dates are inclusive ('Promotional Period').
• The minimum deposit amount for new fund must not be less than MOP/HKD200,000 (or its equivalent in USD/CNY).
• Access and manage your Time Deposit via branches, HSBC phone banking or Internet Banking.
• The above interest rates are indicative as of 15 Dec 2025 and are for reference only. They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Currency conversion may involve risk when needed.

Notes:

* Preferential rate only applies to new funds and the minimum deposit amount must not be less than MOP100,000/HKD100,000/USD12,000.

* The promotional period is from 20 Jan 2025 to 31 Dec 2025, both dates are inclusive ("Promotional Period").

* The above promotion does not constitute any investment advice and subject to Terms and Conditions.

* Terms and Conditions apply. The above interest rates are indicative as of 20 Nov 2025 and are for reference only.  They are not guaranteed and maybe subject to revision, as per prevailing market conditions. Deposits in different currencies, tenors and amount will have different preferential time deposit interest rates. We will confirm and advise you the applicable interest rate at the time when the time deposit is placed. For the latest interest rates, please contact our branch staff.