Many a mickle makes a muckle. With our HSBC Wealth Goal Insurance Plan II ("HSBC Wealth Goal II"), you can build your wealth gradually and achieve your long-term savings goal. Moreover, its life protection element can also give you a peace of mind for further adventures with your loved ones.
Grow your wealth for a better tomorrow
- An opportunity for long-term capital growth, projected cash value can reach 400% of total premium payment*
- Life protection coverage up to Age2 99 with Supplementary Benefits
- A Policy Value Management Option3 to lock-in a portion of your policy value when you need more financial certainty
- Death Benefit settled with a lump sum or regular annual instalments to give your loved ones the financial support they deserve
*Return is on the basis of 30 years later1
HSBC Wealth Goal II is a long-term participating life insurance product with a savings element. It is not equivalent or similar to any kind of bank deposit, and is underwritten by HSBC Life (International) Limited, Macau Branch ("the Company"). Policyholders are subject to the Company's credit risk and early surrender loss. Please refer to the product brochure for details.
Speak with us
Limited time offers:
- Get up to MOP1,500 coupon and Golden Tree gift
Get up to MOP1,500 shopping coupon and Golden Tree gift upon successful application with designated annualised new premiums.
Offer ends on 31 December 2023. T&Cs apply (PDF, 720KB).
- Get an extra MOP200 coupon upon completion of Financial Check-upBook an appointment online to complete a Financial Check-up with us to receive a MOP200 shopping coupon.
Offer ends on 31 December 2023. T&Cs apply (PDF, 647KB).
Are you eligible?
To apply, you need to:
- be aged2 between 15 days after birth and 70 years old (depending on the premium payment terms selected)
- meet our relevant requirements on nationality (country / region) and/or addresses and/or residency, which may change from time to time
Additional information
Other useful information
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HSBC Health Goal Insurance Plan
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T&Cs apply.

HSBC Family Goal Insurance Plan
A 3-in-1 solution with enhanced protection in the first 20 years.
T&Cs apply.

HSBC Flexi Medical Insurance Plan
Support you and your loved ones with all-round medical coverage, access to quality medical care.
T&Cs apply.

LIFE Talk
Uphold the promises to you and your loved ones with tips on how to protect yourself and your finances.
The above plans are life insurance plan underwritten by HSBC Life (International) Limited, Macau Branch ("the Company"). Policyholders are subject to the credit risk of the Company and early surrender loss.
Make a claim

Sometimes life doesn't go according to plan and you'll want to make an insurance claim as soon as possible.
Simply call the policy and claim service hotline (853) 2821 6133 and our professional claims team will help you deal with your claim.